It starts with a decision.

Are you are sick and tired of hearing that you don’t qualify? Is bad credit keeping you from growing your business?

Then decide to make a change TODAY! Your Credit 101 is a proven and cost effective way to help you with this change and therefore to reach your full potential.

How it works.

On street corners in every city you may have seen signs claiming...

“Results guaranteed” or “prepared by lawyers!!”

Many of these companies are ineffective. They choose to charge ridiculous amounts for the work, take up to 12 months to get you answers and ignore the laws of the Credit Repair Organizations Act. In addition, no one can guarantee results!!

Let's be clear: everyone has the right to dispute inaccurate and negative items on their credit report. But in reality, who has the time or the experience? We do!!

Here are the details of Your Credit 101:

1. It’s the law.  The law provides everyone with the opportunity to dispute inaccurate items on their credit report. The law also requires the major credit reporting agencies, once they have received a dispute letter, to verify these items as correct. If the credit reporting agencies are unable to verify the item(s), within a specific period of time, they are to remove them. This law makes up the building blocks of Your Credit 101.

2. The process we provide a FREE confidential analysis of your credit report and a Your Credit 101 representative will review your credit report either via telephone or in person and provide you with a tailor made analysis. This will include a full review of your credit card debt, mortgage balances, equipment loans and open charge offs, liens and late payments. We will then discuss your options regarding both the positive and negative items listed on the report. Working together, in total confidence, we will determine your best options.

3.  Purchase of a tailor made Your Credit 101 package. Once you choose to purchase a tailor made Your Credit 101 package, we will get to work on building it for you. Your package will include:

• FREE copy of your credit report with negative items highlighted for you
• Personalized guidelines to improve your credit score
• Actual dispute letters to be reviewed, verified and signed by you ostage paid, addressed envelopes to the credit agencies for you to mail the letters
• Educational CD-Rom
• Informative and educational articles
• “How to read your credit report”
• “How do banks review your credit history”
• “Rudy’s Recommendation”

The entire package is handsomely packaged and mailed to you. You will receive your package within 3-5 business days. Overnight service is also available for a small fee. 4. Method of payment A tailor made Your Credit 101 package will be prepared for you PRIOR to any payment being made. Your package will be delivered to you or you can pick it up. You can pay for the package by mailing a check for $349 or simply pay by credit card.